LIFE INSURANCE

Whole Life Insurance

Quick Life – Available in amounts up to $250,000 of permanent coverage as long as the premiums are paid to keep the policy in force.  This unique policy was designed for retirement in mind.  At age 65, the death benefit reduces to 50% of the initial benefit amount for the duration of the policy.  The premiums never increase regardless of health issues occurred while the policy is in force.  This allows for lower premium and coverages that fit the different seasons of our lives.

      • Policy Amounts: $50,000 - $250,000
      • Issue Ages: 18 up to 60
      • No In-home Medical Exam
      • Quick Underwriting

Quest – benefit amounts from $1,000 - $10,000 for ages 0 – 75.  This policy is fully underwritten and provides optional Child Term Riders as well as Accidental Death coverage. 

      • Policy Amounts: $1,000 - $10,000
      • Issue Ages: 0 up to 75
      • Full Medical Exam
      • Optional Riders
        • Accidental death
        • Waiver of Premium
        • Child Term
        • 5 or 10 Year Term

Permalife 9 – available amounts from $10,000 - $100,000 for ages 0 – 70.  This policy is fully underwritten and provides optional Child Term Riders, Accidental Death benefits, as well as optional Wavier of Premium.

      • Policy Amounts: $10,000 - $100,000
      • Issue Ages: 0 up to 70
      • Full Medical Exam
      • Optional Riders
        • Accidental death
        • Waiver of Premium
        • Child Term
        • 10 Year Term
        • Accelerated Living Benefit



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